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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,310 | $45,050+67.2% | $63,018+19.5% | $70,126+7.4% |
| Participation rate | 98.9% | 69.5%+29.4pp | 74.8%+24.1pp | 69.5%+29.4pp |
| Annual return | 19.49% | 18.76%+0.7pp | 87.62%-68.1pp | 73.15%-53.7pp |
| Employer contribution / active EE | $3,370 | $2,052+64.2% | $2,761+22.1% | $2,343+43.8% |
| Participant deferral / active EE | $7,346 | $2,466+198.0% | $3,330+120.6% | $3,332+120.5% |
| Admin fee / account holder | $2,791 | $2,834-1.5% | $3,601-22.5% | $4,645-39.9% |