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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,422 | $175,259+94.2% | $149,723+127.4% | $139,487+144.1% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 11.86% | 166.82%-155.0pp | 134.50%-122.6pp | 373.84%-362.0pp |
| Employer contribution / active EE | $13,834 | $5,478+152.5% | $4,821+186.9% | $4,755+190.9% |
| Participant deferral / active EE | $11,784 | $6,522+80.7% | $5,682+107.4% | $6,713+75.6% |
| Admin fee / account holder | $1,776 | $16,158-89.0% | $13,215-86.6% | $11,407-84.4% |