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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,273 | $183,539+99.6% | $155,556+135.5% | $145,897+151.0% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 9.67% | 61.31%-51.6pp | 64.84%-55.2pp | 552.29%-542.6pp |
| Employer contribution / active EE | $12,822 | $5,315+141.2% | $4,675+174.2% | $4,663+175.0% |
| Participant deferral / active EE | $11,166 | $6,467+72.7% | $5,631+98.3% | $6,689+66.9% |
| Admin fee / account holder | $3,632 | $19,275-81.2% | $15,885-77.1% | $13,390-72.9% |