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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,304 | $56,287+159.9% | $80,977+80.7% | $62,881+132.7% |
| Participation rate | 100.0% | 68.9%+31.1pp | 75.8%+24.2pp | 69.3%+30.7pp |
| Annual return | 4.43% | 22.13%-17.7pp | 17.11%-12.7pp | 20.14%-15.7pp |
| Employer contribution / active EE | $7,948 | $1,943+309.1% | $3,715+114.0% | $2,281+248.5% |
| Participant deferral / active EE | $2,874 | $4,196-31.5% | $5,696-49.5% | $3,203-10.3% |
| Admin fee / account holder | $7,965 | $3,742+112.9% | $5,517+44.4% | $4,296+85.4% |