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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,276 | $138,102+52.3% | $125,381+67.7% | $134,532+56.3% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -13.89% | 750.73%-764.6pp | 572.31%-586.2pp | 418.27%-432.2pp |
| Employer contribution / active EE | $12,689 | $5,245+141.9% | $4,815+163.5% | $4,741+167.6% |
| Participant deferral / active EE | $14,877 | $7,801+90.7% | $7,448+99.8% | $6,401+132.4% |
| Admin fee / account holder | $3,488 | $11,568-69.9% | $10,007-65.1% | $11,429-69.5% |