Retirement plan

ILWU-PMA SAVINGS (401(K)) PLAN

Name: PACIFIC MARITIME ASSOCIATION - ILWU-PMA SAVINGS (401(K)) PLAN (2020) Form 5500
Creator: PACIFIC MARITIME ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ILWU-PMA SAVINGS (401(K)) PLAN, PACIFIC MARITIME ASSOCIATION

PACIFIC MARITIME ASSOCIATIONEIN 94-1126322Plan #002PY 2020

555 MARKET STREET, THIRD FLOOR - SAN FRANCISCO, CA 94105415-576-3200pmanet.orgLinkedIn51-200 employeesmaritime

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$2192.6M

-13.7% from 2017

Total participants

16,934

+0.4% from 2017

Average account balance

$134,622

-11.3% from 2017

Annual return

4.95%

-14.65 pp from 2017

Benchmarks

See 43 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants>=10,000

Cohort43 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.44B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$188K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

18,290

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$193.53M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
PRICEWATERHOUSECOOPERS LLP5+ years Service code 10 · EIN 13-4008324	Accounting	$113,731
ALAN BILLER & ASSOCIATES5+ years Filed as: ALAN D BILLER ASSOCIATES INC Service code 27 · EIN 94-2854958	Advisory (Plan)	$61,438
FIDELITY INVESTMENTS INSTITUTIONAL5+ years Service code 15 · EIN 04-2647786	Recordkeeping	$58,380
QDRO CONSULTANTS COMPANY, LLC5+ years Service code 12 · EIN 34-1820650	Direct payment from the plan; Claims ...	$12,600

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$246K

$17 / participant

Investment mgmt$102K41.5%
Other / not subdivided$144K58.5%

% of EOY assets

0.011%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PRICEWATERHOUSECOOPERS LLP
Auditor EIN: 134008324
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$134,622

$123,048+9.4%

$81,988+64.2%

$106,273+26.7%

Participation rate

95.7%

65.1%+30.6pp

69.3%+26.4pp

70.8%+24.9pp

Annual return

4.95%

14.83%-9.9pp

41.32%-36.4pp

21.70%-16.7pp

Employer contribution / active EE

$2,027

$3,893-47.9%

$2,499-18.9%

$2,722-25.5%

Participant deferral / active EE

$6,949

$4,168+66.8%

$3,723+86.7%

$4,601+51.0%

Admin fee / account holder

$15

$116-87.0%

$5,666-99.7%

$78-80.7%

Provider

Service type

Compensation

PRICEWATERHOUSECOOPERS LLP5+ years

Service code 10 · EIN 13-4008324

Accounting

$113,731

ALAN BILLER & ASSOCIATES5+ years

Filed as: ALAN D BILLER ASSOCIATES INC

Service code 27 · EIN 94-2854958

Advisory (Plan)

$61,438

FIDELITY INVESTMENTS INSTITUTIONAL5+ years

Service code 15 · EIN 04-2647786

Recordkeeping

$58,380

QDRO CONSULTANTS COMPANY, LLC5+ years

Service code 12 · EIN 34-1820650

Direct payment from the plan; Claims ...

$12,600

ILWU-PMA SAVINGS (401(K)) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ILWU-PMA SAVINGS (401(K)) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion