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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,725 | $110,240-73.0% | $96,544-69.2% | $139,487-78.7% |
| Participation rate | 91.7% | 78.1%+13.5pp | 76.0%+15.7pp | 80.3%+11.3pp |
| Annual return | 13.71% | 26.41%-12.7pp | 25.88%-12.2pp | 373.84%-360.1pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,698 | $5,549-51.4% | $4,851-44.4% | $6,713-59.8% |
| Admin fee / account holder | $1,584 | $11,602-86.4% | $8,254-80.8% | $11,407-86.1% |