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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,983 | $117,895-19.4% | $102,460-7.3% | $145,897-34.9% |
| Participation rate | 53.3% | 78.6%-25.3pp | 76.5%-23.2pp | 80.3%-27.0pp |
| Annual return | 8.80% | 31.92%-23.1pp | 29.47%-20.7pp | 552.29%-543.5pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,895 | $5,736-67.0% | $5,056-62.5% | $6,689-71.7% |
| Admin fee / account holder | $14,737 | $13,353+10.4% | $9,460+55.8% | $13,390+10.1% |