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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,983 | $117,859-19.4% | $102,438-7.3% | $145,959-34.9% |
| Participation rate | 53.3% | 78.6%-25.3pp | 76.5%-23.2pp | 80.3%-27.0pp |
| Annual return | 8.80% | 31.72%-22.9pp | 29.37%-20.6pp | 561.95%-553.2pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,024-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $1,895 | $5,732-66.9% | $5,054-62.5% | $6,689-71.7% |
| Admin fee / account holder | $14,737 | $13,318+10.7% | $9,448+56.0% | $13,398+10.0% |