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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,983 | $117,829-19.4% | $102,423-7.3% | $145,877-34.9% |
| Participation rate | 53.3% | 78.6%-25.3pp | 76.5%-23.2pp | 80.3%-27.0pp |
| Annual return | 8.80% | 31.83%-23.0pp | 29.42%-20.6pp | 551.28%-542.5pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,895 | $5,732-66.9% | $5,054-62.5% | $6,691-71.7% |
| Admin fee / account holder | $14,737 | $13,335+10.5% | $9,455+55.9% | $13,402+10.0% |