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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,776 | $165,399+227.6% | $149,745+261.8% | $158,982+240.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.32% | 348.34%-340.0pp | 276.72%-268.4pp | 302.99%-294.7pp |
| Employer contribution / active EE | $11,832 | $5,105+131.8% | $4,646+154.7% | $4,763+148.4% |
| Participant deferral / active EE | $19,206 | $7,183+167.4% | $6,843+180.7% | $5,983+221.0% |
| Admin fee / account holder | $18,594 | $10,811+72.0% | $9,312+99.7% | $11,252+65.3% |