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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,542 | $162,136+217.4% | $152,301+237.8% | $154,746+232.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.25% | 91.02%-80.8pp | 80.50%-70.3pp | 172.34%-162.1pp |
| Employer contribution / active EE | $9,408 | $4,890+92.4% | $4,624+103.4% | $4,379+114.8% |
| Participant deferral / active EE | $22,303 | $8,341+167.4% | $8,004+178.7% | $6,730+231.4% |
| Admin fee / account holder | $596,835 | $15,759+3687.2% | $14,398+4045.3% | $14,365+4054.7% |