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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,251 | $103,393+222.3% | $87,103+282.6% | $152,909+117.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 16.04% | 28.10%-12.1pp | 28.19%-12.1pp | 345.46%-329.4pp |
| Employer contribution / active EE | $3,638 | $3,221+12.9% | $2,521+44.3% | $4,764-23.6% |
| Participant deferral / active EE | $2,409 | $4,778-49.6% | $4,049-40.5% | $5,851-58.8% |
| Admin fee / account holder | $1,385 | $12,195-88.6% | $7,491-81.5% | $11,601-88.1% |