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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,742 | $96,678-47.5% | $86,640-41.4% | $139,466-63.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 8.01% | 106.69%-98.7pp | 592.52%-584.5pp | 373.66%-365.7pp |
| Employer contribution / active EE | $11,126 | $3,265+240.7% | $3,024+267.9% | $4,754+134.0% |
| Participant deferral / active EE | $8,073 | $4,837+66.9% | $4,438+81.9% | $6,712+20.3% |
| Admin fee / account holder | $23,778 | $6,410+271.0% | $5,616+323.4% | $11,409+108.4% |