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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,178 | $148,629+1.0% | $135,982+10.4% | $139,487+7.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.63% | 79.33%-64.7pp | 68.32%-53.7pp | 373.84%-359.2pp |
| Employer contribution / active EE | $9,233 | $5,247+76.0% | $4,859+90.0% | $4,755+94.2% |
| Participant deferral / active EE | $5,296 | $8,102-34.6% | $7,760-31.7% | $6,713-21.1% |
| Admin fee / account holder | $6,312 | $12,406-49.1% | $10,767-41.4% | $11,407-44.7% |