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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,513 | $160,070+14.6% | $147,117+24.7% | $145,897+25.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.47% | 98.69%-87.2pp | 420.54%-409.1pp | 552.29%-540.8pp |
| Employer contribution / active EE | $12,484 | $5,285+136.2% | $4,932+153.1% | $4,663+167.8% |
| Participant deferral / active EE | $6,306 | $8,419-25.1% | $8,065-21.8% | $6,689-5.7% |
| Admin fee / account holder | $857 | $15,035-94.3% | $12,993-93.4% | $13,390-93.6% |