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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,104 | $93,055+189.2% | $153,741+75.0% | $80,959+232.4% |
| Participation rate | 83.8% | 69.0%+14.8pp | 77.1%+6.7pp | 67.7%+16.1pp |
| Annual return | 17.99% | 19.97%-2.0pp | 15.71%+2.3pp | 35.67%-17.7pp |
| Employer contribution / active EE | $5,558 | $3,504+58.6% | $5,042+10.2% | $2,757+101.6% |
| Participant deferral / active EE | $8,881 | $5,172+71.7% | $6,757+31.4% | $4,300+106.5% |
| Admin fee / account holder | $5,131 | $8,881-42.2% | $12,749-59.8% | $6,925-25.9% |