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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,878 | $46,697-1.8% | $117,529-61.0% | $68,490-33.0% |
| Participation rate | 91.6% | 56.8%+34.8pp | 70.6%+21.0pp | 67.9%+23.7pp |
| Annual return | -16.67% | -14.52%-2.2pp | 29.77%-46.4pp | -7.85%-8.8pp |
| Employer contribution / active EE | $1,792 | $1,506+19.1% | $4,179-57.1% | $2,597-31.0% |
| Participant deferral / active EE | $2,975 | $2,637+12.8% | $4,072-26.9% | $4,028-26.1% |
| Admin fee / account holder | $1,708 | $4,023-57.5% | $5,645-69.8% | $5,403-68.4% |