Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,481 | $63,082+59.3% | $81,716+23.0% | $79,852+25.8% |
| Participation rate | 18.8% | 67.5%-48.8pp | 72.0%-53.3pp | 69.6%-50.9pp |
| Annual return | 13.97% | 22.66%-8.7pp | 29.49%-15.5pp | 31.72%-17.7pp |
| Employer contribution / active EE | $0 | $1,795-100.0% | $4,310-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,041 | $2,780-62.6% | $7,108-85.4% | $3,740-72.2% |
| Admin fee / account holder | $3,209 | $4,428-27.5% | $5,159-37.8% | $5,306-39.5% |