Retirement plan

SADDLE MOUNTAIN, INC/KAPOK ADMINISTRATIVE SERVICES CORP. RETIREMENT PLAN

Name: SADDLE MOUNTAIN, INC/KAPOK ADMINIS- - SADDLE MOUNTAIN, INC/KAPOK ADMINISTRATIVE SERVICES CORP. RETIREMENT PLAN (2016) Form 5500
Creator: SADDLE MOUNTAIN, INC/KAPOK ADMINIS-
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SADDLE MOUNTAIN, INC/KAPOK ADMINISTRATIVE SERVICES CORP. RETIREMENT PLAN, SADDLE MOUNTAIN, INC/KAPOK ADMINIS-

SADDLE MOUNTAIN, INC/KAPOK ADMINIS-EIN 93-6026110Plan #001PY 2016

100 16TH STREET - ASTORIA, OR 97103503-325-2643

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$788K

+11.3% from 2015

Total participants

-12.5% from 2015

Average account balance

$112,591

+27.2% from 2015

Annual return

5.21%

+14.58 pp from 2015

Benchmarks

See 6,057 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants<25

Cohort6,057 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$269K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$271K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$34K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$597

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$115K

$16469 / participant

Other / not subdivided$115K100.0%

% of EOY assets

14.627%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$112,591

$83,337+35.1%

$67,834+66.0%

$273,972-58.9%

Participation rate

100.0%

76.4%+23.6pp

68.8%+31.2pp

83.0%+17.0pp

Annual return

5.21%

259.45%-254.2pp

138.47%-133.3pp

41.46%-36.2pp

Employer contribution / active EE

$22,591

$3,287+587.2%

$2,403+840.0%

$4,869+364.0%

Participant deferral / active EE

$4,088-100.0%

$3,160-100.0%

$5,287-100.0%

Admin fee / account holder

$16,469

$6,752+143.9%

$4,622+256.3%

$10,133+62.5%

SADDLE MOUNTAIN, INC/KAPOK ADMINISTRATIVE SERVICES CORP. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SADDLE MOUNTAIN, INC/KAPOK ADMINISTRATIVE SERVICES CORP. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion