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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,324 | $185,312-95.5% | $161,489-94.8% | $154,746-94.6% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 39.47% | 103.84%-64.4pp | 89.72%-50.2pp | 172.34%-132.9pp |
| Employer contribution / active EE | $1,191 | $4,769-75.0% | $4,268-72.1% | $4,379-72.8% |
| Participant deferral / active EE | $3,573 | $6,350-43.7% | $5,630-36.5% | $6,730-46.9% |
| Admin fee / account holder | $511 | $18,654-97.3% | $16,006-96.8% | $14,365-96.4% |