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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,324 | $172,111-95.2% | $150,298-94.5% | $137,256-93.9% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 39.47% | 69.37%-29.9pp | 62.79%-23.3pp | 220.34%-180.9pp |
| Employer contribution / active EE | $1,191 | $4,636-74.3% | $4,154-71.3% | $4,156-71.4% |
| Participant deferral / active EE | $3,573 | $6,166-42.1% | $5,453-34.5% | $6,407-44.2% |
| Admin fee / account holder | $511 | $16,471-96.9% | $14,116-96.4% | $12,270-95.8% |