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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,746 | $181,062-97.4% | $158,223-97.0% | $155,188-96.9% |
| Participation rate | 83.3% | 82.7%+0.7pp | 79.2%+4.1pp | 80.8%+2.5pp |
| Annual return | 33.14% | 57.39%-24.2pp | 52.09%-19.0pp | 148.84%-115.7pp |
| Employer contribution / active EE | $2,111 | $4,565-53.8% | $4,109-48.6% | $4,248-50.3% |
| Participant deferral / active EE | $3,269 | $6,134-46.7% | $5,467-40.2% | $6,531-49.9% |
| Admin fee / account holder | $326 | $18,825-98.3% | $16,047-98.0% | $14,480-97.7% |