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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,360 | $77,896-64.9% | $134,172-79.6% | $82,448-66.8% |
| Participation rate | 80.6% | 62.8%+17.9pp | 72.5%+8.2pp | 68.1%+12.6pp |
| Annual return | 21.83% | 18.21%+3.6pp | 25.30%-3.5pp | 41.64%-19.8pp |
| Employer contribution / active EE | $248 | $2,159-88.5% | $3,420-92.7% | $2,551-90.3% |
| Participant deferral / active EE | $5,863 | $3,162+85.4% | $4,690+25.0% | $4,139+41.7% |
| Admin fee / account holder | $2,246 | $6,336-64.6% | $12,016-81.3% | $7,234-69.0% |