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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,636 | $121,677-70.7% | $104,625-65.9% | $158,966-77.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 13.47% | 465.58%-452.1pp | 340.60%-327.1pp | 302.95%-289.5pp |
| Employer contribution / active EE | $2,040 | $3,165-35.5% | $2,681-23.9% | $4,762-57.2% |
| Participant deferral / active EE | $5,025 | $4,175+20.3% | $3,738+34.4% | $5,983-16.0% |
| Admin fee / account holder | $551 | $7,777-92.9% | $6,465-91.5% | $11,250-95.1% |