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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,100 | $111,785-91.0% | $93,669-89.2% | $145,877-93.1% |
| Participation rate | 70.0% | 74.2%-4.2pp | 68.7%+1.3pp | 80.3%-10.3pp |
| Annual return | 16.77% | 203.79%-187.0pp | 133.59%-116.8pp | 551.28%-534.5pp |
| Employer contribution / active EE | $2,196 | $3,096-29.1% | $2,424-9.4% | $4,663-52.9% |
| Participant deferral / active EE | $4,368 | $4,919-11.2% | $4,416-1.1% | $6,691-34.7% |
| Admin fee / account holder | $1,003 | $10,256-90.2% | $8,291-87.9% | $13,402-92.5% |