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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,763 | $63,346-87.7% | $92,239-91.6% | $70,124-88.9% |
| Participation rate | 93.8% | 68.7%+25.1pp | 76.5%+17.3pp | 69.5%+24.2pp |
| Annual return | 18.91% | 530.19%-511.3pp | 176.29%-157.4pp | 73.14%-54.2pp |
| Employer contribution / active EE | $725 | $2,471-70.7% | $3,680-80.3% | $2,342-69.1% |
| Participant deferral / active EE | $3,389 | $2,854+18.8% | $3,897-13.0% | $3,332+1.7% |
| Admin fee / account holder | $791 | $3,841-79.4% | $5,194-84.8% | $4,645-83.0% |