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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,754 | $150,447-92.2% | $136,298-91.4% | $147,586-92.0% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 20.59% | 1049.15%-1028.6pp | 5156.27%-5135.7pp | 578.59%-558.0pp |
| Employer contribution / active EE | $4,054 | $5,256-22.9% | $4,696-13.7% | $4,876-16.9% |
| Participant deferral / active EE | $5,686 | $6,631-14.2% | $6,247-9.0% | $5,439+4.5% |
| Admin fee / account holder | $3,880 | $10,906-64.4% | $9,244-58.0% | $10,886-64.4% |