Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,894 | $61,660-67.7% | $80,022-75.1% | $64,173-69.0% |
| Participation rate | 66.7% | 71.7%-5.0pp | 75.8%-9.2pp | 69.6%-2.9pp |
| Annual return | -7.99% | -0.33%-7.7pp | 11.22%-19.2pp | 7.63%-15.6pp |
| Employer contribution / active EE | $881 | $1,810-51.3% | $2,468-64.3% | $2,381-63.0% |
| Participant deferral / active EE | $1,709 | $2,968-42.4% | $3,686-53.6% | $3,470-50.7% |
| Admin fee / account holder | $2,998 | $5,417-44.6% | $6,521-54.0% | $4,887-38.6% |