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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,195 | $102,385+112.1% | $147,080+47.7% | $80,935+168.4% |
| Participation rate | 81.3% | 75.9%+5.4pp | 82.2%-0.9pp | 67.7%+13.6pp |
| Annual return | 13.53% | 135.09%-121.6pp | 420.17%-406.6pp | 35.66%-22.1pp |
| Employer contribution / active EE | $16,194 | $3,717+335.7% | $4,933+228.3% | $2,757+487.4% |
| Participant deferral / active EE | $2,530 | $6,651-62.0% | $8,066-68.6% | $4,299-41.2% |
| Admin fee / account holder | $688 | $7,951-91.3% | $12,989-94.7% | $6,924-90.1% |