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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,333 | $168,635-82.0% | $147,617-79.5% | $125,389-75.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -5.40% | 77.65%-83.0pp | 61.98%-67.4pp | 282.24%-287.6pp |
| Employer contribution / active EE | $1,648 | $6,252-73.6% | $5,564-70.4% | $4,866-66.1% |
| Participant deferral / active EE | $2,891 | $5,507-47.5% | $4,895-41.0% | $5,352-46.0% |
| Admin fee / account holder | $635 | $13,580-95.3% | $11,612-94.5% | $9,541-93.3% |