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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,236 | $144,130-4.8% | $117,860+16.4% | $147,585-7.0% |
| Participation rate | 93.3% | 83.4%+9.9pp | 79.7%+13.7pp | 82.8%+10.5pp |
| Annual return | 16.74% | 531.20%-514.5pp | 335.10%-318.4pp | 578.58%-561.8pp |
| Employer contribution / active EE | $6,500 | $4,897+32.7% | $3,786+71.7% | $4,876+33.3% |
| Participant deferral / active EE | $6,932 | $5,316+30.4% | $4,482+54.7% | $5,439+27.5% |
| Admin fee / account holder | $955 | $10,887-91.2% | $8,021-88.1% | $10,886-91.2% |