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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,970 | $176,786-85.3% | $146,643-82.3% | $167,536-84.5% |
| Participation rate | 83.3% | 83.6%-0.3pp | 80.1%+3.3pp | 82.1%+1.2pp |
| Annual return | 16.02% | 24.04%-8.0pp | 22.75%-6.7pp | 478.82%-462.8pp |
| Employer contribution / active EE | $2,257 | $5,161-56.3% | $4,137-45.5% | $4,839-53.4% |
| Participant deferral / active EE | $4,197 | $6,440-34.8% | $5,506-23.8% | $6,342-33.8% |
| Admin fee / account holder | $693 | $13,262-94.8% | $10,280-93.3% | $12,315-94.4% |