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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,723 | $48,053+138.7% | $84,628+35.6% | $72,975+57.2% |
| Participation rate | 98.8% | 57.6%+41.2pp | 68.2%+30.6pp | 69.5%+29.3pp |
| Annual return | 4.60% | 37.39%-32.8pp | 258.80%-254.2pp | 81.01%-76.4pp |
| Employer contribution / active EE | $4,629 | $1,602+189.0% | $2,653+74.5% | $2,440+89.7% |
| Participant deferral / active EE | $5,031 | $2,681+87.7% | $3,900+29.0% | $3,608+39.4% |
| Admin fee / account holder | $12,791 | $3,395+276.7% | $4,914+160.3% | $5,124+149.6% |