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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,714 | $75,962-29.3% | $154,108-65.1% | $64,173-16.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.43% | 30.32%-38.8pp | 735.21%-743.6pp | 7.63%-16.1pp |
| Employer contribution / active EE | $5,268 | $3,350+57.3% | $5,298-0.6% | $2,381+121.3% |
| Participant deferral / active EE | $1,207 | $3,175-62.0% | $5,081-76.2% | $3,470-65.2% |
| Admin fee / account holder | $1,709 | $5,589-69.4% | $13,411-87.3% | $4,887-65.0% |