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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,251 | $84,236-42.7% | $170,439-71.7% | $70,124-31.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.68% | 23.06%-11.4pp | 205.94%-194.3pp | 73.14%-61.5pp |
| Employer contribution / active EE | $2,143 | $3,387-36.7% | $5,433-60.6% | $2,342-8.5% |
| Participant deferral / active EE | $4,869 | $3,086+57.8% | $4,939-1.4% | $3,332+46.1% |
| Admin fee / account holder | $15,519 | $5,698+172.3% | $13,881+11.8% | $4,645+234.1% |