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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,645 | $99,345-88.3% | $84,753-86.3% | $273,970-95.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 17.16% | 22.93%-5.8pp | 22.78%-5.6pp | 41.46%-24.3pp |
| Employer contribution / active EE | $6,533 | $4,214+55.0% | $3,574+82.8% | $4,869+34.2% |
| Participant deferral / active EE | $6,408 | $4,270+50.1% | $3,712+72.6% | $5,287+21.2% |
| Admin fee / account holder | $319 | $6,645-95.2% | $5,333-94.0% | $10,132-96.9% |