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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,798 | $75,962+113.0% | $154,108+5.0% | $64,173+152.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.24% | 30.32%-38.6pp | 735.21%-743.4pp | 7.63%-15.9pp |
| Employer contribution / active EE | $11,915 | $3,350+255.7% | $5,298+124.9% | $2,381+400.5% |
| Participant deferral / active EE | $8,542 | $3,175+169.1% | $5,081+68.1% | $3,470+146.2% |
| Admin fee / account holder | $15,534 | $5,589+177.9% | $13,411+15.8% | $4,887+217.8% |