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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,999 | $84,236+9.2% | $170,435-46.0% | $70,126+31.2% |
| Participation rate | 57.0% | 70.8%-13.8pp | 83.6%-26.6pp | 69.5%-12.6pp |
| Annual return | 17.44% | 23.06%-5.6pp | 205.94%-188.5pp | 73.15%-55.7pp |
| Employer contribution / active EE | $1,406 | $3,387-58.5% | $5,432-74.1% | $2,343-40.0% |
| Participant deferral / active EE | $3,435 | $3,086+11.3% | $4,939-30.5% | $3,332+3.1% |
| Admin fee / account holder | $2,549 | $5,698-55.3% | $13,881-81.6% | $4,645-45.1% |