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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,262 | $83,337-81.7% | $67,834-77.5% | $273,972-94.4% |
| Participation rate | 45.5% | 76.4%-31.0pp | 68.8%-23.3pp | 83.0%-37.6pp |
| Annual return | 13.25% | 259.45%-246.2pp | 138.47%-125.2pp | 41.46%-28.2pp |
| Employer contribution / active EE | $864 | $3,287-73.7% | $2,403-64.0% | $4,869-82.2% |
| Participant deferral / active EE | $1,542 | $4,088-62.3% | $3,160-51.2% | $5,287-70.8% |
| Admin fee / account holder | $40 | $6,752-99.4% | $4,622-99.1% | $10,133-99.6% |