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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,075 | $215,361-74.9% | $171,082-68.4% | $273,972-80.3% |
| Participation rate | 85.7% | 82.0%+3.7pp | 76.7%+9.0pp | 83.0%+2.7pp |
| Annual return | 8.39% | 25.14%-16.7pp | 32.56%-24.2pp | 41.46%-33.1pp |
| Employer contribution / active EE | $8,760 | $4,967+76.4% | $4,002+118.9% | $4,869+79.9% |
| Participant deferral / active EE | $1,857 | $5,543-66.5% | $4,797-61.3% | $5,287-64.9% |
| Admin fee / account holder | $578 | $10,846-94.7% | $8,520-93.2% | $10,133-94.3% |