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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,758 | $211,288-36.2% | $178,540-24.5% | $145,884-7.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 6.27% | 30.27%-24.0pp | 27.15%-20.9pp | 551.85%-545.6pp |
| Employer contribution / active EE | $0 | $4,574-100.0% | $3,953-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,042 | $6,967-42.0% | $6,281-35.6% | $6,690-39.6% |
| Admin fee / account holder | $6,876 | $12,105-43.2% | $10,424-34.0% | $13,392-48.7% |