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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,465 | $123,155+19.7% | $108,753+35.6% | $155,188-5.0% |
| Participation rate | 66.7% | 75.6%-9.0pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 11.86% | 44.73%-32.9pp | 37.47%-25.6pp | 148.84%-137.0pp |
| Employer contribution / active EE | $1,254 | $2,811-55.4% | $2,427-48.3% | $4,248-70.5% |
| Participant deferral / active EE | $4,756 | $4,623+2.9% | $4,115+15.6% | $6,531-27.2% |
| Admin fee / account holder | $3,634 | $12,126-70.0% | $10,320-64.8% | $14,480-74.9% |