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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,298 | $135,956+131.2% | $123,894+153.7% | $273,972+14.7% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 7.14% | 56.63%-49.5pp | 47.52%-40.4pp | 41.46%-34.3pp |
| Employer contribution / active EE | $8,834 | $5,170+70.9% | $4,617+91.3% | $4,869+81.4% |
| Participant deferral / active EE | $8,326 | $6,343+31.3% | $5,984+39.1% | $5,287+57.5% |
| Admin fee / account holder | $3,403 | $9,817-65.3% | $8,357-59.3% | $10,133-66.4% |