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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,279 | $155,555+158.6% | $146,866+173.9% | $155,188+159.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.31% | 115.41%-98.1pp | 102.85%-85.5pp | 148.84%-131.5pp |
| Employer contribution / active EE | $6,137 | $4,647+32.1% | $4,425+38.7% | $4,248+44.5% |
| Participant deferral / active EE | $8,922 | $8,044+10.9% | $7,759+15.0% | $6,531+36.6% |
| Admin fee / account holder | $2,532 | $14,755-82.8% | $13,620-81.4% | $14,480-82.5% |