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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,344 | $56,200+21.6% | $67,653+1.0% | $59,633+14.6% |
| Participation rate | 67.5% | 71.5%-4.0pp | 75.7%-8.2pp | 68.7%-1.2pp |
| Annual return | -0.61% | 18506.71%-18507.3pp | 6625.22%-6625.8pp | 2041.40%-2042.0pp |
| Employer contribution / active EE | $853 | $1,615-47.2% | $2,266-62.3% | $2,203-61.3% |
| Participant deferral / active EE | $3,413 | $2,843+20.0% | $3,560-4.1% | $3,192+6.9% |
| Admin fee / account holder | $15,052 | $3,959+280.2% | $4,821+212.2% | $4,297+250.3% |