Retirement plan

THE OREGON CLINIC, P.C. RETIREMENT PLAN

Name: THE OREGON CLINIC, P.C. - THE OREGON CLINIC, P.C. RETIREMENT PLAN (2017) Form 5500
Creator: THE OREGON CLINIC, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE OREGON CLINIC, P.C. RETIREMENT PLAN, THE OREGON CLINIC, P.C.

THE OREGON CLINIC, P.C.EIN 93-1127856Plan #003PY 2017

847 NE 19TH AVE, STE 300 - PORTLAND, OR 97232503-963-2845oregonclinic.comLinkedIn1001-5000 employeeshospital & health care

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$187.3M

-13.2% from 2016

Total participants

1,351

+0.1% from 2016

Average account balance

$140,009

-12.8% from 2016

Annual return

18.70%

-14.78 pp from 2016

Benchmarks

See 1,308 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,308 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$360.03M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$192K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,879

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$26.30M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$100

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833	Recordkeeping	$101,843
MULTNOMAH GROUP3+ years Filed as: MULTNOMAH GROUP INC Service code 28 · EIN 20-0361079	Investment Management	$32,000
NORTHWEST CAPITAL MANAGEMENT, INC.1 year Filed as: NORTHWEST CAPITAL MANAGEMENT I Service code 26 · EIN 93-1242462	Advisory (Participants)	$12,294
SIGNATURE ESTATE & INVESTMENT2 years Service code 26 · EIN 95-4806910	Advisory (Participants)	$10,029
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782	Direct payment from the plan; Other i...	$3,748
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009	Directed Trustee	$27
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$162K

$150 / participant

Investment mgmt$60K37.2%
Other / not subdivided$102K62.8%

% of EOY assets

0.087%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$140,009

$44,989+211.2%

$170,435-17.9%

$77,958+79.6%

Participation rate

98.8%

64.6%+34.2pp

83.6%+15.2pp

71.6%+27.1pp

Annual return

18.70%

19.61%-0.9pp

205.94%-187.2pp

20.87%-2.2pp

Employer contribution / active EE

$9,051

$1,466+517.3%

$5,432+66.6%

$2,310+291.7%

Participant deferral / active EE

$6,019

$2,208+172.7%

$4,939+21.9%

$3,537+70.2%

Admin fee / account holder

$121

$69+75.6%

$13,881-99.1%

$97+24.4%

Provider

Service type

Compensation

CHARLES SCHWAB & CO., INC.3+ years

Filed as: SCHWAB RETIREMENT PLAN SERVICES INC

Service code 15 · EIN 34-1479833

Recordkeeping

$101,843

MULTNOMAH GROUP3+ years

Filed as: MULTNOMAH GROUP INC

Service code 28 · EIN 20-0361079

Investment Management

$32,000

NORTHWEST CAPITAL MANAGEMENT, INC.1 year

Filed as: NORTHWEST CAPITAL MANAGEMENT I

Service code 26 · EIN 93-1242462

Advisory (Participants)

$12,294

SIGNATURE ESTATE & INVESTMENT2 years

Service code 26 · EIN 95-4806910

Advisory (Participants)

$10,029

CHARLES SCHWAB & CO., INC.3+ years

Service code 33 · EIN 94-1737782

Direct payment from the plan; Other i...

$3,748

CHARLES SCHWAB & CO., INC.3+ years

Filed as: CHARLES SCHWAB BANK

Service code 25 · EIN 42-1558009

Directed Trustee

$27

CHARLES SCHWAB & CO., INC.3+ years

Filed as: CHARLES SCHWAB & CO AND AFFILIATES

Service code 59

Shareholder Servicing

THE OREGON CLINIC, P.C. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE OREGON CLINIC, P.C. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion