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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,083 | $56,054-53.5% | $171,082-84.8% | $62,881-58.5% |
| Participation rate | 74.1% | 62.9%+11.2pp | 76.7%-2.6pp | 69.3%+4.8pp |
| Annual return | 4.46% | 22.52%-18.1pp | 32.56%-28.1pp | 20.14%-15.7pp |
| Employer contribution / active EE | $399 | $1,731-77.0% | $4,002-90.0% | $2,281-82.5% |
| Participant deferral / active EE | $2,173 | $3,158-31.2% | $4,797-54.7% | $3,203-32.2% |
| Admin fee / account holder | $14,639 | $3,647+301.4% | $8,520+71.8% | $4,296+240.8% |