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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,409 | $56,544-49.8% | $75,501-62.4% | $70,126-59.5% |
| Participation rate | 89.3% | 68.1%+21.2pp | 72.4%+16.9pp | 69.5%+19.7pp |
| Annual return | 16.37% | 23.59%-7.2pp | 27.35%-11.0pp | 73.15%-56.8pp |
| Employer contribution / active EE | $1,593 | $1,817-12.3% | $2,352-32.2% | $2,343-32.0% |
| Participant deferral / active EE | $3,437 | $2,580+33.2% | $3,142+9.4% | $3,332+3.1% |
| Admin fee / account holder | $2,278 | $3,827-40.5% | $5,801-60.7% | $4,645-51.0% |