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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,713 | $112,131-61.0% | $95,964-54.4% | $158,982-72.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 2.41% | 171.19%-168.8pp | 91.64%-89.2pp | 302.99%-300.6pp |
| Employer contribution / active EE | $1,218 | $3,199-61.9% | $2,541-52.1% | $4,763-74.4% |
| Participant deferral / active EE | $3,043 | $4,784-36.4% | $4,167-27.0% | $5,983-49.1% |
| Admin fee / account holder | $15,743 | $10,136+55.3% | $6,797+131.6% | $11,252+39.9% |