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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,179 | $80,992-67.7% | $96,534-72.9% | $75,173-65.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 7.15% | 27.05%-19.9pp | 25.88%-18.7pp | 160.72%-153.6pp |
| Employer contribution / active EE | $1,689 | $2,283-26.0% | $2,965-43.0% | $2,671-36.8% |
| Participant deferral / active EE | $1,786 | $3,929-54.5% | $4,851-63.2% | $4,126-56.7% |
| Admin fee / account holder | $43,460 | $6,717+547.0% | $8,253+426.6% | $5,651+669.1% |