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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,632 | $67,606-75.4% | $82,313-79.8% | $70,124-76.3% |
| Participation rate | 95.8% | 72.8%+23.1pp | 76.9%+18.9pp | 69.5%+26.3pp |
| Annual return | 21.99% | 21.57%+0.4pp | 25.88%-3.9pp | 73.14%-51.2pp |
| Employer contribution / active EE | $1,637 | $1,755-6.7% | $2,428-32.6% | $2,342-30.1% |
| Participant deferral / active EE | $3,555 | $2,987+19.0% | $3,706-4.1% | $3,332+6.7% |
| Admin fee / account holder | $775 | $4,512-82.8% | $5,608-86.2% | $4,645-83.3% |